One of the most coveted job sectors in India is the Banking sector that not only helps eligible candidates get a prestigious job but provides job security too. If you are someone who aspires to go for banking courses after class 12th, this blog is for you. Choosing the right course is indeed significant hence it shapes your future career. Courses are in abundance be it bachelors, certifications, or diplomas. You need to decide the right pick for you and move ahead.

Here in this article, we will be explaining in detail what are the best banking courses after 12th irrespective of the stream and what are some of the best colleges to pursue the courses. Each course seeks a basic set of eligibility requirements that the candidates need to fulfil. If you fail to satisfy those requirements, admission will get difficult. Read this blog in detail to know all the minute details.

Banking Courses after 12th Science (PCM)

If you are someone who studied physics, chemistry, and mathematics in 10+2, choosing a banking course such as Finance and Accounting would be of great advantage. The two most coveted courses in this regard are Chartered Accountant (CA) and Cost Management and Accounting (CMA). Let us discuss the eligibility requirements and the best colleges to pursue these courses.

Chartered Accountant (CA) – Eligibility Criteria, Entrance, and Best Colleges 

To be eligible to pursue the Level 1 (Foundation Course) in CA, the candidates must have completed their 10+2 exams from a recognized school. To pursue the Chartered Accountant course aspirants need to crack the Common Proficiency Test (CPT). The exam takes place twice a year. Interested candidates who fulfil the required criteria can fill the application form and pay the requisite fee to get along in the examination. Take a look at the best colleges to pursue a Chartered Accountant Course.

College Name 

Location 

Admission Criteria 

Institute of Cost Accountants of India 

Delhi 




CPT Scores 

Arihant Institute of Commerce and Management 

Bangalore 

Indian Institute of Finance and Accounts 

Pune 

Cost Management and Accounting, Certification Course: Eligibility, Entrance Exams, and Best Colleges 

Cost Management and Accounting (CMA) is another popular course that students often opt for after completing high school. Candidates who complete their 12th standard from a recognized school or board are eligible to take up the certification program. There’s no particular exam conducted for this particular course. It consists of three levels and aspirants need to get through each one by one to be eligible for the next one. The course offers a flexible duration and solely depends on the student’s capability to finish it. It might vary anywhere between six months and four years. Here go the names of the best institutes or courses that offer certification programs in CMA. 

Course/Institute Name 

Location 

Course Name 

Admission Criteria 

NDCB Nagarjuna Degree College 

Bangalore 

CMA Certified Management Accountant 


Merit Based 

SC-Superwhizz College 

Andhra Pradesh 

Banking Courses after 12th Commerce 

If you are in your high school studying commerce, many options lie ahead in terms of pursuing a degree in any banking course. Two such tempting names include Bachelor of Commerce and Bachelors in Finance and Accounting. Let us discuss the fields in detail alongside their receptive eligibility requirements and the best colleges to study.

Bachelor of Commerce: Eligibility, Entrance Exams, and Best Colleges 

Being a B.Com student, you can specialize in any of the below fields concerning banking: 

  • Tax Procedure 
  • Office Management 
  • E-Commerce 
  • Foreign Trade 
  • Advertising and Sales Management 

To be eligible for this course, you need to have finished your high school from a recognized board with a minimum of 50% marks in aggregate. Admission in most of the colleges is mainly based on merit where marks obtained in the final exams are considered. However, some colleges conduct entrance tests to select candidates based on their performance in the test. The table below highlights the names of some top-tier colleges in India including the admission criteria. 

College Name 

Location 

Admission Criteria  

Lady Shri Ram College of Commerce 

New Delhi 

Merit 

Loyola College 

Chennai 

Merit and Interview 

St.Xavier’s College 

Mumbai

Entrance Examination 

Bachelor of Finance and Accounting: Eligibility, Entrance Exams, and Best Colleges 

Bachelor of Finance and Accounting is a 3-year course, where students obtain extensive knowledge in taxation, business laws, finance, economics, etc. Candidates who pass their 12th exam with a minimum of 50% marks from recognized boards are eligible to apply for the program. Some colleges conduct entrance exams to select candidates while in most of the colleges it is merit-based. The best colleges offering Bachelor’s of Finance and Accounting are: 

College Name 

Location 

Admission Criteria 

Madras Christian College 

Chennai 

Merit 

DPG Degree College 

Gurgaon 

Merit 

Diploma in Banking and Finance: Eligibility, Entrance Exams, and Best Colleges 

Diploma in Banking and Finance is a short one-year course where candidates are introduced to the basics of banking and finance. Despite not being very detailed like other courses, this program is significant to help students get acquainted with the fundamentals and obtain a stronghold over the topics. Candidates who have completed their 10+2 examination are eligible for the course. The duration is of a year. Take a look at the names of the best institutes offering Diploma in Banking and Finance. 

Institute Name 

Location 

Admission Criteria 

NMIMS 

Navi Mumbai 

Merit Based 

National Postgraduate College 

Lucknow 

Merit Based 

MIT College of Management 

Pune 

Merit Based 

New Arts, Commerce and Science College 

Ahmednagar 

As per the rules of Pune University 

Banking Courses after 12th Arts

If you are an art student and aspire to land a job in the banking sector, you can pursue a Bachelors of Economics after high school. Have a look at the details below. 

Bachelor’s of Economics: Eligibility, Entrance Exams, and Best Colleges 

Bachelor of Economics is a precious course that offers you minute knowledge on economics, applied economics, finances, econometrics, and different theories. Economics has a crucial role to play in the banking sector and hence getting this degree will help you get a grand career in the banking sector. To be eligible for the course, candidates need to be 10+2 pass-outs with at least 50-55% aggregate from a recognized board or school. Similar to most other courses, getting admission into Economics honours is based on merit. Few colleges conduct entrance exams as well.

College Name 

Location 

Admission Criteria 

St. Stephens College 

Delhi 

Merit Based 

Lady Shri Ram College for Women 

South Delhi 

Merit based + entrance exam 

St.Xavier’s College 

Kolkata 

Entrance Test + Counselling Process 

Competitive Banking Examinations 

After finishing their graduation in the related field, candidates are eligible to appear for various competitive banking examinations based on their qualifications, tastes, and interests. Here’s a list of the most popular banking examinations that you can go for.

Note: The list covers the most popular ones. The bank exam names aren’t limited to this list. 

Bank Name 

Competitive Exams 

IBPS 

IBPS Clerk, IBPS Specialist Officers, IBPS PO, IBPS CWE, IBPS RRB CWE 

RBI (Reserve Bank of India)

RBI Grade B, RBI Grade C, RBI Assistant

State Bank of India (SBI)

SBI Clerk, SBI PO, SBI SO

Career Scopes in Banking Sector

As mentioned at the beginning of this blog, the banking sector is strikingly booming in India. Therefore, as a qualified candidate, you have plenty of options to choose from. Here we have listed some popular job categories in the banking sectors.

  • Branch Manager 
  • Loan Officer 
  • Internal Auditor 
  • Data Processing Officer 
  • Bank Marketing Representative 
  • Credit Analyst 
  • Investment Banker 
  • Relationship Manager 
  • Bank Teller 
  • Mortgage Consultant 
  • Loan Processor 

Why Choose the Banking Sector? 

Talking about our careers, the first thing that strikes our mind is security. Considering the ongoing economic condition of the country, landing a safe and secure job is a need of the hour. Working in government bank sectors not only gives you job security but you have job satisfaction as well. Even working in private banks helps you get an identity. The perks of working in the banking sectors include but are not limited to: 

  • Safe, pleasant, and rewarding workplaces to invest your time in. 
  • Provides with excellent allowances like medical reimbursements, travel allowances, disability insurances, sick leaves to name a few. 
  • Pension benefits after retirement. 
  • Comes with a good salary and grants job stability. 
  • Makes you well versed with different challenging roles thus allowing you to experience an exciting career instead of a monotonous one. 

So you see, the perks of joining the banking sector are just too many. However, the path is not going to be smooth and you need to be very serious with your preparations to achieve your goals. Always remember one thing, hard work is the key gateway to success no matter what! So stay focused on your goals and execute your plan accordingly. I hope this blog helped make you understand what are the various banking courses you can go for after completing your 12th standard. We wish you very good luck in your upcoming endeavours!

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